These Terms & Conditions govern your access to and use of the Al Sayer Facilities Company (“ASFC”, “we”, “our”, “us”) website and services. By using this website, you agree to comply with these terms in full. If you do not agree, you must discontinue use immediately.

ASFC provides Sharia-compliant financing solutions for vehicles, equipment, and related services. All services are subject to internal approval, regulatory requirements, and applicable laws in the State of Kuwait. No content on this website constitutes a binding financing offer unless confirmed through official company documentation.

By using this website, you agree that you will: Use the website only for lawful purposes Not misuse, disrupt, or attempt unauthorized access Not submit false or misleading information Not copy, scrape, or manipulate website content ASFC reserves the right to restrict access for any misuse or violation.

All website content, including text, branding, logos, graphics, images, and layout, is the exclusive property of ASFC unless otherwise stated. No content may be reproduced, redistributed, or used for commercial purposes without prior written approval.

Customers may contact ASFC through official communication channels listed on the website for: General inquiries Financing service support Complaints and feedback ASFC will review and respond within a reasonable timeframe in accordance with internal procedures.

ASFC shall not be liable for: Website interruptions or technical failures Indirect or consequential damages Third-party website content All disputes shall be subject to the laws of the State of Kuwait and resolved exclusively through the competent Kuwaiti courts.

ASFC reserves the right to modify these Terms & Conditions at any time without prior notice. Continued use of the website constitutes acceptance of the updated terms. These Terms are governed by and interpreted in accordance with the laws of the State of Kuwait.